Hello, this is Jeff Kelly and Today is July 23 2020. Today we are going to talk about the five most important questions that you should ask before you decide to hire a bankruptcy attorney. There are some important questions that every consumer should ask before hiring a bankruptcy attorney. Hiring the right attorney will ensure that you get the best Fresh Start possible after completing your case. And after being a senior bankruptcy attorney in Georgia for over 22 years, I think I can offer some advice on this topic.
First of all, you must ask How many years has this attorney practice consumer bankruptcy law. Of course, the longer the time the more training and experience he will have 10 years or more gives you a good probability that he’ll have specific legal knowledge to use in getting you the best outcome for your case. This specific knowledge not only relates to knowing the laws but also knowing the other lawyers judges and how they operate and being able to figure out the best strategy for your case.
Secondly, you must ask, does this attorney limit her practice to consumer bankruptcy law? Do you want your attorneys caseload to include legitimising child, criminal law, handling divorces, child custody, real estate, firearms, reading wills and estates, probating estates and throwing for good measure consumer bankruptcy? I think not. Obviously, you would rather be represented by an attorney who limits his or her practice to consumer bankruptcy.
Third, you must ask, how many bankruptcies has he handled? Obviously, you would rather have someone who has tried, has has filed a lot of cases ideally 500 or more. An attorney with that level of experience is gonna be much better at things such as figuring out liquidation issues in your case, you know, do you risk losing your house? Do you risk losing your car? You know, are there other assets? basically keeping keeping you out of hot water. And you certainly don’t want to get someone who just graduated from law school, that’s a disaster waiting to happen.
Something else you want to know is after after reviewing your case, can he or she give you specific issues on the fine details of your bankruptcy case? Like are you going to lose your house? How much is your payment going to be and how is this payment calculated?
Last but not least, you must ask. Will he give you will he explained to you in detail the costs that are involved all of the transaction costs and after an attorney does a thorough job of determining what type of work is needed in your case, if he’s experienced, he should be able to get you these details.
Okay, so you’re probably wondering what my answers would be to the above questions and I will lay it out for you.
As I mentioned, I have over 20 years of experience in bankruptcy in Georgia. In other words, I’ve been around the block a few times. Your case would not be my first rodeo. Before I opened my practice in 2005, I worked a few years for some large bankruptcy filers. I’ve handled just about everything you can think of in a consumer bankruptcy case.
My practice is 100% computer consumer bankruptcy. I don’t spend my time fighting over who gets the table and chairs and a divorce. Instead, I spend my time aggressively defending clients in their bankruptcy cases.
Over the years, I have handled several thousand bankruptcy cases.
After reviewing your case, I will tell you upfront the specific issues I believe that are relevant your bankruptcy case, we will discuss all of your debts, all of your assets will go up your income will go up your expenses and we will come up with a plan that works for you.
After you share with me everything I need to know to analyze your case, you will receive a clear explanation of all the costs relating to your case. After all, isn’t that what you’re after to improve your chances of getting the best outcome being kept up to date, knowing what it’ll cost and getting this handled so that you can get on with the rest of your life.
All you have to do now is give me a call at 770-881-8449 and schedule a free appointment. If I’m not available. I have three super experienced attorneys at work for me who will also do a fantastic job.
Thank you very much for tuning in.
Welcome to the first radio show with Jeff Kelly featuring guest Patrick Matson. Today we debunk the fears surrounding bankruptcy and ensuring that your bankruptcy experience is one that goes smoothly. ...
Hello, this is Jeff Kelly. And in this podcast today, I’m going to talk about what happens to your credit score after bankruptcy. Am I doomed? For many years. What does my future look like? Will I ever be able to buy a new car at a decent interest rate? Will I ever be able to buy that house that I’ve always dreamed of? Is my financial future ruined forever as a bankruptcy attorney who has practiced in this area since 1998? I have heard questions like these hundreds of times. And the answer might shock you. The answer is this. Most people do recover within about two years, one to two years of filing Chapter 7 bankruptcy. How can that possibly be? You may say, well, first of all, usually by the time the clients come meet with me, the damage has already been done. Most potential clients have stopped paying credit cards. Many months ago, had cars repossessed. Been sued by creditors. Had wages garnished or had their house foreclosed. Any of these will put a major hit to your credit rating. For most people considering bankruptcy, like I said, the damage is already there. So the question is, what do we want to do going forward? Do you ever get a knot in your stomach when you think about your credit score? David, just feel sick to your stomach thinking about all that debt and the interest and late fees and just mess that’s hanging over you and it’s not going anywhere. Well, Chapter 7 might help make that pain ...
Hello, this is Jeff Kelly and Today is June the 15th 2020. And today I want to talk about how to protect yourself from theft in a chapter 13 with NDC.org. Every active chapter 13 debtor should open an account with NDC.org, the cost is free, but the information you see could be worth a lot of money and save you from theft. Having an account with NDC.org will allow you to see every single proof of claim that has been filed in your bankruptcy case and it will also allow you to verify that your chapter 13 payments are being received by the trustee. Years ago I had a client whose employer took money from her paycheck, but never sent it into the trustee. We caught the error and had to sue the employer to get the money paid. Having an account with NDC.org allows you to catch stuff like this. Proof of claim is a form signed under oath, with supporting documentation that a creditor must file in a bankruptcy case in order to get paid. The proof of claim will tell the trustee the type of claim and the amount owed. If a creditor fails to file before the deadline in your case, they won’t get paid anything. For example, let’s say you had a car repossessed a few years ago, and owe the car creditor $10,000. If they fail to file a proof of claim on time, you will not have to pay that $10,000. Let’s change up the facts ...