Hello, this is Jeff Kelly. Today is October the 15th 2020. And today we’re going to talk about how Filing bankruptcy is not scary. A few weeks ago, I was at a large local hardware store and I watched a young father and his three year old son walked into the store. I was in the lightbulb section, and they walked right up next to me. The Father, let go of his son’s hand, and the son slowly started to walk away now, I’m 50 years old, and I’ve helped raise five kids. And I’ve developed some kind of sixth sense where I can detect when a drama episode is about to erupt from a child. Three year old slowly walked away from the Father towards a group of Halloween decorative, which is for sale. And one of the witches had a lifelike size and a button beside it that said, press here. I bet you can guess what happens next. After the curious little boy press the button, which came to life and lent out some terrifying warnings along with some Halloween sound effects. As you can guess the little boys, a little boy belted out some shrill screams. And he was shaking with tears. His good father rush to his side and comfort him. Everything’s gonna be okay, so the good father there which is not real, she can’t hurt you. You’re safe in my arms. And much the same way. Many people are as terrified of bankruptcy as that sweet little boy was of the fake which, in my 22 years as a consumer ...
Hello, this is Jeff Kelly and Today is June the 15th 2020. And today I want to talk about how to protect yourself from theft in a chapter 13 with NDC.org. Every active chapter 13 debtor should open an account with NDC.org, the cost is free, but the information you see could be worth a lot of money and save you from theft. Having an account with NDC.org will allow you to see every single proof of claim that has been filed in your bankruptcy case and it will also allow you to verify that your chapter 13 payments are being received by the trustee. Years ago I had a client whose employer took money from her paycheck, but never sent it into the trustee. We caught the error and had to sue the employer to get the money paid. Having an account with NDC.org allows you to catch stuff like this. Proof of claim is a form signed under oath, with supporting documentation that a creditor must file in a bankruptcy case in order to get paid. The proof of claim will tell the trustee the type of claim and the amount owed. If a creditor fails to file before the deadline in your case, they won’t get paid anything. For example, let’s say you had a car repossessed a few years ago, and owe the car creditor $10,000. If they fail to file a proof of claim on time, you will not have to pay that $10,000. Let’s change up the facts ...
Transcript: Hello, this is Jeff Kelly and Today is July 23 2020. Today we are going to talk about the five most important questions that you should ask before you decide to hire a bankruptcy attorney. There are some important questions that every consumer should ask before hiring a bankruptcy attorney. Hiring the right attorney will ensure that you get the best Fresh Start possible after completing your case. And after being a senior bankruptcy attorney in Georgia for over 22 years, I think I can offer some advice on this topic. First of all, you must ask How many years has this attorney practice consumer bankruptcy law. Of course, the longer the time the more training and experience he will have 10 years or more gives you a good probability that he’ll have specific legal knowledge to use in getting you the best outcome for your case. This specific knowledge not only relates to knowing the laws but also knowing the other lawyers judges and how they operate and being able to figure out the best strategy for your case. Secondly, you must ask, does this attorney limit her practice to consumer bankruptcy law? Do you want your attorneys caseload to include legitimising child, criminal law, handling divorces, child custody, real estate, firearms, reading wills and estates, probating estates and throwing for good measure consumer bankruptcy? I think not. Obviously, you would rather be represented by an attorney who limits his or her practice to consumer bankruptcy. Third, you must ask, how many bankruptcies has he handled? Obviously, you would rather have someone who has ...
