5 Questions You Must Ask Before Hiring A Bankruptcy Attorney

July 23, 2020 00:04:53
5 Questions You Must Ask Before Hiring A Bankruptcy Attorney
Kelly Bankruptcy
5 Questions You Must Ask Before Hiring A Bankruptcy Attorney
/

Show Notes

Transcript:

Hello, this is Jeff Kelly and Today is July 23 2020. Today we are going to talk about the five most important questions that you should ask before you decide to hire a bankruptcy attorney. There are some important questions that every consumer should ask before hiring a bankruptcy attorney. Hiring the right attorney will ensure that you get the best Fresh Start possible after completing your case. And after being a senior bankruptcy attorney in Georgia for over 22 years, I think I can offer some advice on this topic.

First of all, you must ask How many years has this attorney practice consumer bankruptcy law. Of course, the longer the time the more training and experience he will have 10 years or more gives you a good probability that he’ll have specific legal knowledge to use in getting you the best outcome for your case. This specific knowledge not only relates to knowing the laws but also knowing the other lawyers judges and how they operate and being able to figure out the best strategy for your case.

Secondly, you must ask, does this attorney limit her practice to consumer bankruptcy law? Do you want your attorneys caseload to include legitimising child, criminal law, handling divorces, child custody, real estate, firearms, reading wills and estates, probating estates and throwing for good measure consumer bankruptcy? I think not. Obviously, you would rather be represented by an attorney who limits his or her practice to consumer bankruptcy.

Third, you must ask, how many bankruptcies has he handled? Obviously, you would rather have someone who has tried, has has filed a lot of cases ideally 500 or more. An attorney with that level of experience is gonna be much better at things such as figuring out liquidation issues in your case, you know, do you risk losing your house? Do you risk losing your car? You know, are there other assets? basically keeping keeping you out of hot water. And you certainly don’t want to get someone who just graduated from law school, that’s a disaster waiting to happen.

Something else you want to know is after after reviewing your case, can he or she give you specific issues on the fine details of your bankruptcy case? Like are you going to lose your house? How much is your payment going to be and how is this payment calculated?

Last but not least, you must ask. Will he give you will he explained to you in detail the costs that are involved all of the transaction costs and after an attorney does a thorough job of determining what type of work is needed in your case, if he’s experienced, he should be able to get you these details.

Okay, so you’re probably wondering what my answers would be to the above questions and I will lay it out for you.

As I mentioned, I have over 20 years of experience in bankruptcy in Georgia. In other words, I’ve been around the block a few times. Your case would not be my first rodeo. Before I opened my practice in 2005, I worked a few years for some large bankruptcy filers. I’ve handled just about everything you can think of in a consumer bankruptcy case.

My practice is 100% computer consumer bankruptcy. I don’t spend my time fighting over who gets the table and chairs and a divorce. Instead, I spend my time aggressively defending clients in their bankruptcy cases.

Over the years, I have handled several thousand bankruptcy cases.

After reviewing your case, I will tell you upfront the specific issues I believe that are relevant your bankruptcy case, we will discuss all of your debts, all of your assets will go up your income will go up your expenses and we will come up with a plan that works for you.

After you share with me everything I need to know to analyze your case, you will receive a clear explanation of all the costs relating to your case. After all, isn’t that what you’re after to improve your chances of getting the best outcome being kept up to date, knowing what it’ll cost and getting this handled so that you can get on with the rest of your life.

All you have to do now is give me a call at 770-881-8449 and schedule a free appointment. If I’m not available. I have three super experienced attorneys at work for me who will also do a fantastic job.

Thank you very much for tuning in.

Other Episodes

Episode

April 14, 2019
Episode Cover

Do they have they have to give the car back after I file bankruptcy?

...

Listen

Episode

December 09, 2020 00:30:00
Episode Cover

Radio Show #2 - Interview with Attorney David Blevins

Transcript: Intro Speaker: It’s time for Kelly can help hosted by Jeff Kelly, Attorney along with the law office of Jeffrey B. Kelly. And now here’s Jeff Kelly. Jeff Kelly: All right, got David lovebirds our show today. David, what I’d like to do is introduce you to my clients and my listeners. And if you don’t mind, just tell us a little bit about yourself and your practice and your area of specialty. David Blevins: Well, it’s good to be here, Jeff, it’s good to be here. The I’ve been practicing for 35 years all here in Dalton, I got out of the University of Georgia law school. My practice now consists of really two areas of emphasis. I do car wrecks and personal injury, which is what I’ve traditionally done for 34 years. But in the last five or six years, in particular, I have done a lot of probate and estate work. And I’ve done probate litigation. And you know, I kind of backed into it, you know, I never plan to do this. But my wife, we practice all together. From the 80s. After I first child was born, she was practicing in Chattanooga, but she was the probate lawyer. And I had a large probate practice. And so in cases we go sour, I was doing litigation. So she would say I would just come into the office and and be a file on my desk. And pretty soon I realized that was a probate case and now needed litigation. So that’s kind of how I learned to do it. And I’ve been doing ...

Listen

Episode

February 12, 2021 00:18:18
Episode Cover

How can an hot real estate market wreck your Chapter 7 bankruptcy?

Transcript: Intro Speaker: It’s time for KellyCanHelp hosted by Jeff Kelly, Attorney at Law with the law office of Jeffrey B. Kelly. And now here’s Jeff Kelly. Jeff Kelly: Hello, this is Jeff Kelly. And in today’s episode, I want to answer the question, is it possible to lose your home in a chapter 7 bankruptcy case? And the answer is yes. You know, this current real estate market is unbelievable. I’ve, I’ve been in practice since 1998. And I’ve never seen anything like it. I’ve never seen a real estate market where somebody in Rome, Georgia can put a house on the market and it sells within a week. So, because of that real estate values have become very problematic for chapter 7 clients. Let me give you an example. Let’s say you have somebody who, you know, 10 years ago, they bought a house for $100,000. And today, the tax assessor says it’s worth 120 Well, that wouldn’t be a problem. In in Georgia, a single person can exempt $21,500, a married couple can exempt $40-43,000. So when when could it become a problem? Jeff Kelly: Well, for one thing, even though the tax assessor says the house might be worth 120,000, it’s possible that it’s worth more, and a chapter 7 trustee. They are not bound by what the tax assessor says they’re not bound by what Zillow says, you know, honestly, they’re not even bound by what an appraiser says, a chapter 7 trustee has a strong incentive to sell your house if they can make money off of it. That’s, that’s how chapter 7 ...

Listen