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Hello, this is Jeff Kelly and Today is August 31, 2020. Today’s title of what I’m going to talk about is why should student loans be dischargeable in bankruptcy? I believe that it is way past time to end the economic slavery that millions of college graduates across our country suffer and make student loans dischargeable in bankruptcy just like they were back in the 90s. Can you imagine the nightmare of living with a $200,000 debt that just hangs over your head increases with interest every single year? For many Americans this nightmare is their daily reality. Want to finance a house? Forget it. Want to finance a car? Forget it. How about getting a loan to start a new business? Forget it. When a dark cloud of student loan debt hangs over your head moving forward is economically impossible. Now, prior to 1976, student loans could be discharged just like any other debt. And over the years, restrictions were added. The first restriction was you had to wait five years after graduating before you could discharge student loans. Then the goal line got changed to seven years and then in 1998, the hammer was completely put down. Student Loans could virtually no longer be dischargeable in bankruptcy. As a result, if you want to go find a good summary on the internet about the history of student loans and bankruptcy, you can go to savingforcollege.com backslash article backslash history of student loans bankruptcy discharge the consequences of making student loans non-dischargeable in bankruptcy. Since 1998, the cost the cost of a college education has more ...
Transcript: Intro Speaker: It’s time for KellyCanHelp hosted by Jeff Kelly, Attorney at Law with the Law office of Jeffrey B. Kelly. And now here’s Jeff Kelly. Jeff Kelly: Okay. Welcome to the show today. Thank you, Mr. JD Houvener really appreciate you being here. I’m looking forward to talking to you about patents and helping my my listeners and former clients learn all about it. So JD, could you tell us a little bit about yourself? JD Houvener: Absolutely. Yeah. And, Jeff, thank you for having me on the show. This is a it’s a pleasure. I’m a patent attorney, and I’m the owner here at Bold Patents Law Firm. We’re based out of Mountlake Terrace, which is just north of Seattle, Washington. And we help inventors get patents, we were pretty passionate about working with solo and small inventors, small businesses that is, and really, without regard to any kind of technology. So you name it from your, as seen on TV type gadgets, you know, to high powered software apps, were really kind of across the board. Jeff Kelly: Excellent, excellent. So how many years have you been in practice? JD Houvener: Just over five years. Jeff Kelly: Okay, where’d you go to law school, JD Houvener: went to Seattle, you just right here in South Seattle, and went ahead and got my MBA as well from there is great institution. Jeff Kelly: Excellent. How about your undergrad? JD Houvener: University, Washington, graduated with an industrial engineering degree from there and kind of a funny story you got went off and chase that engineering dream for a bit, I worked for 10 ...
