Hello, this is Jeff Kelly, and today is June 25th, 2020. And the title of today’s podcast is Don’t Let Yourself Get Smacked by the Tidal Wave. It is no secret that a tidal wave of vanquishes are coming down the pipe soon. Over 40 million Americans have lost their jobs due through no fault of their own because of this blasted, COVID 19 government four shutdown of our economy. What’s going to drive this tidal wave of bankruptcies is going to be a tidal wave of creditor lawsuits.
So for almost five months, creditors in Georgia have not been able to get orders on the collection lawsuits they filed.
And the deadline has been extended and been extended. And currently it’s going to be extended until about mid July. And this lack of enforcement has created a false sense of security for a lot of people. I, I bet there’s tons of consumers who have just completely forgotten about the lawsuit with all the strange stuff that’s been going on in the world. This is probably not top of mind and this false sense of security is about to get blown away. Once courts are allowed to operate at full capacity in mid July.
So along with the tidal wave, a predictable nightmare is coming for many consumers in Georgia after the courts reopen. Some person is going to get their wages garnished out of the blue. They are going to see twenty five percent of their paycheck disappear. So what does this look like in real life? Someone who is expecting to see 500 hours in their paycheck is only going to get about three seventy five. Someone who has a few thousand dollars in their checking account could potentially see it all disappear depending on the amount of the debt.
What’s this going to lead to?
Rent payments won’t be able to get made. Mortgage payments will not be able to get made. Car payments will not be able to get made. Financial disaster. And I imagine that many people are going to procrastinate and they’re going to be calling us in late July. And I hope this doesn’t happen, but it is possible that they may hear these awful words. I’m so sorry. We’re fully booked out. And I imagine you’re going to hear people say, look, I’m desperate.
Your five months of collection lawsuits are going to hit all at once. We’re not going to be able to help everybody. And I doubt I think there’s gonna be a major shortage of bankruptcy attorneys for the first couple of months. So don’t wait until after the nightmare hits, the tidal wave hits. You know who you are.
You know, if you’re in financial trouble, you know, if you’ve got stuff hanging over your head. Take care of business. Call me today. It is a free consultation. 770-881-8449. Let’s get the ball rolling before everything hit you. Don’t wait until afterwards. It could really compound your headache. So almost every bankruptcy firm that I know of has has been forced to lay off at least half their staff.
So, I mean, not only is there going to be this big, huge tidal wave of collection losses coming, but most bankruptcy firms are downsized and they’re going to stay downsized until things start coming back. Most firms are either going to be in pay off the debt or, you know, replenish the savings mode. There’s not going to be a huge amount of capacity. So it’s just going to compound the problem. So, again, call me today.
It doesn’t cost you anything to explore your options. It takes time to get properly ready for a bankruptcy case. We need to review your paycheck stub. We need to look at your assets. We’re going to tell you if bankruptcy is not a right fit for you.
For some people, it may not be. But we need time to evaluate. So, again, take action. Don’t wait. You know, you are. You need to call me. 770-881-8449. Thank you.
Hello, this is Jeff Kelly and Today is June the 15th 2020. And today I want to talk about how to protect yourself from theft in a chapter 13 with NDC.org. Every active chapter 13 debtor should open an account with NDC.org, the cost is free, but the information you see could be worth a lot of money and save you from theft. Having an account with NDC.org will allow you to see every single proof of claim that has been filed in your bankruptcy case and it will also allow you to verify that your chapter 13 payments are being received by the trustee. Years ago I had a client whose employer took money from her paycheck, but never sent it into the trustee. We caught the error and had to sue the employer to get the money paid. Having an account with NDC.org allows you to catch stuff like this. Proof of claim is a form signed under oath, with supporting documentation that a creditor must file in a bankruptcy case in order to get paid. The proof of claim will tell the trustee the type of claim and the amount owed. If a creditor fails to file before the deadline in your case, they won’t get paid anything. For example, let’s say you had a car repossessed a few years ago, and owe the car creditor $10,000. If they fail to file a proof of claim on time, you will not have to pay that $10,000. Let’s change up the facts ...
Transcript: Intro Speaker: It’s time for Kelly Can Help hosted by Jeff Kelly, Attorney at Law with the law office of Jeffrey B. Kelly. And now here’s Jeff Kelly. Jeff Kelly: Okay, ladies and gentlemen, thank you for joining me on the radio show today I got a special guest, Andres Mejer. He is an immigration attorney from New Jersey. I’ve known him for years. One of the great things about immigration is you can hire him if you’d like. So I’m gonna let Andres tell us a little bit about his practice. And super great guy. Go ahead, undress. Andres Mejer: Thank you, Jeff, thank you for having us on on the show. I really appreciate the opportunity. And yes, immigration is federal, we now have clients in 15 different states. So I’m headquartered in New Jersey. But as I was telling you, before we come on the show, out of the three clients that hired me today, not a single one was in New Jersey. You know, our practice has really changed dramatically because of COVID. Andres Mejer: But a little little Look, I don’t usually talk about myself, but a little bit about my backstory. I was born in Santiago, Chile, I know you and I have talked about that a number of times you’d love to your time in Jeff Kelly: cheap labor country. Andres Mejer: It’s a great place to be. So I was born in Chile, my mother was from Chile and my father’s from Argentina. But they met and married in Israel. So I lived twice and cheela, twice in Israel, twice in the US. I came to this country, not speaking English. ...
Transcript: Intro Speaker: It’s time for Kelly can help hosted by Jeff Kelly, Attorney along with the law office of Jeffrey B. Kelly. And now here’s Jeff Kelly. Jeff Kelly: All right, got David lovebirds our show today. David, what I’d like to do is introduce you to my clients and my listeners. And if you don’t mind, just tell us a little bit about yourself and your practice and your area of specialty. David Blevins: Well, it’s good to be here, Jeff, it’s good to be here. The I’ve been practicing for 35 years all here in Dalton, I got out of the University of Georgia law school. My practice now consists of really two areas of emphasis. I do car wrecks and personal injury, which is what I’ve traditionally done for 34 years. But in the last five or six years, in particular, I have done a lot of probate and estate work. And I’ve done probate litigation. And you know, I kind of backed into it, you know, I never plan to do this. But my wife, we practice all together. From the 80s. After I first child was born, she was practicing in Chattanooga, but she was the probate lawyer. And I had a large probate practice. And so in cases we go sour, I was doing litigation. So she would say I would just come into the office and and be a file on my desk. And pretty soon I realized that was a probate case and now needed litigation. So that’s kind of how I learned to do it. And I’ve been doing ...